Assumable Loans: Unlocking Hidden Value in Home Buying

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Assumable Loans:
Hidden Gems or Potential Pitfalls?

Advantages

  • Lower interest rates

  • Reduced upfront costs

  • Shorter loan term

  • Potential long-term savings

Challenges

  • Limited eligibility

  • Possible lender delays

  • Restricted to seller's lender

  • May require additional financing

An assumable mortgage lets a homebuyer take over the seller's loan, typically keeping the original interest rate and terms.

Assumable Mortgages:
Your Secret Weapon in Home Buying?

I learned so much about assumable loans from this page. The pros and cons section was very informative and helped me make a decision.

Kathy C.

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a woman in a suit and tie smiling while talking on a cell phone

★★★★★